If you own a business and have employees that work for you, you need Workers’ Compensation Insurance. These policies pay your employees’ wages and medical costs if they are injured on the job. Unlike many other states, Texas does not require that an employer have a Workers’ Compensation Insurance Policy, but if you don’t, then you run the risk of being sued by an employee if he or she is injured in the workplace.
How Does Workers' Compensation Insurance Benefit The Texas Business Owner?
- Reduced injuries and losses
- Reduced medical and disability costs
- Reduced policy adjustments
- Reduced premium costs
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